Community Events
#4
of 124 cities
26 events on luma
Current value
Netherlands
How do salaries and expenses in Amsterdam compare to San Francisco?
This shows how far a software engineer's salary goes in Amsterdam compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewAmsterdam offers a premier European lifestyle for software engineers, blending a robust tech scene with an emphasis on work-life balance rather than the "hustle culture" of US hubs. The city is a haven for those who value cyclability, safety (ranked #21 globally), and travel connectivity. However, the experience is heavily gatekept by the housing market, which is ranked poorly for affordability (#85). Financially, it is attractive primarily for senior talent qualifying for the 30% tax ruling, which offsets the otherwise high cost of living and tax rates. While the salary ceiling is lower than in the US or Switzerland, the quality of life is consistently rated high by those who can secure a home.
Most software engineers express high satisfaction with the day-to-day lifestyle, praising the freedom from cars and the relaxed work culture. However, a significant portion expresses anxiety and frustration regarding the housing market, with some considering leaving solely because they cannot buy a home. Long-term retention is often tied to the 30% ruling; many residents plan to re-evaluate their stay once their tax advantage expires. While the social scene is vibrant, it is predominantly expat-focused, with many residents resigning themselves to having few close Dutch friends.
Rankings
Community Events
#4
of 124 cities
26 events on luma
Current value
Pollution Score
#8
of 124 cities
22.7/100
Current value (lower is better)
Safety Index
#20
of 124 cities
74.3/100
Current value
How affordable is housing for a software engineer in Amsterdam compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Amsterdam to maintain the same standard of living.
Mid-to-Senior Engineers who meet the salary threshold for the 30% ruling and prioritize a stress-free work environment over maximizing savings.
Families and couples looking for a safe, walkable, and bike-friendly environment with excellent English infrastructure.
Travel enthusiasts who want a central European base with easy access to other major capital cities.
Junior engineers or those earning below the 30% ruling threshold (approx. €46k taxable), as the high cost of living and rent will leave little disposable income.
Sun-seekers or individuals prone to Seasonal Affective Disorder, as the long, gray, wet winters can be mentally taxing.
Aggressive savers or "FIRE" (Financial Independence, Retire Early) chasers expecting US-level compensation; the salary-to-cost ratio is lower here.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Amsterdam has 26 Luma events listed.
49% fewer events than San Francisco.
Net Income
#48
of 124 cities
$65,330/yr
Current value
Comfortable Weather
#82
of 124 cities
36/100 weather score
Current value
Home Affordability
#85
of 124 cities
≈11 yrs to buy 80m²
Current value
Purchasing Power
#87
of 124 cities
Cost of Living
#109
of 124 cities
73/100
Current value (lower is better)
Tax Rate
#121
of 124 cities
41%
Current value (lower is better)