Home Affordability
#3
of 124 cities
≈1.9 yrs to buy 80m²
Current value
TX, United States
How do salaries and expenses in Houston compare to San Francisco?
This shows how far a software engineer's salary goes in Houston compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewHouston is an enterprise powerhouse, not a Silicon Valley proxy. For software engineers, the city offers a deeply practical, low-stress career path heavily rooted in traditional sectors like Oil & Gas, Healthcare, and Finance. Developers here usually build internal tools that support core business operations, meaning the work is stable but rarely cutting-edge.
The financial draw is massive. Residents consistently highlight the ease of homeownership—a stark contrast to the West Coast—thanks to a lack of state income tax and incredibly affordable real estate. Many experienced engineers leverage Houston's low cost of living by working remotely for out-of-state SaaS companies, maximizing their purchasing power.
However, the lifestyle requires compromises. Current residents frequently complain about the oppressive humidity, heavy reliance on cars, punishing traffic, and a lack of "pure tech" innovation. Furthermore, while mid-level and senior engineers thrive here, the market is brutally oversaturated for new graduates trying to break into the industry. Ultimately, it is a phenomenal city for maximizing wealth and starting a family, provided you can handle the climate and corporate IT culture.
Rankings
Home Affordability
#3
of 124 cities
≈1.9 yrs to buy 80m²
Current value
Purchasing Power
#12
of 124 cities
Net Income
#26
of 124 cities
$92,475/yr
Current value
How affordable is housing for a software engineer in Houston compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Houston to maintain the same standard of living.
Relocating to the United States is inherently complex due to strict immigration laws. For foreign software engineers, securing an H-1B visa (which is lottery-based), an L-1 intra-company transfer, or an E-2 visa (common for foreign energy firms opening Houston branches) are the primary, yet highly bureaucratic, pathways. However, once legally permitted to work, settling in Houston is very welcoming. The city boasts a massive expat community tied to the global energy and medical sectors, ensuring deep cultural diversity and culinary variety. English is the universal language both socially and professionally, eliminating daily language barriers.
Thrives Here: Mid-career to senior developers looking to buy a house and start a family, .NET and enterprise IT specialists, and remote workers maximizing their salary-to-COL ratio.
Should Avoid: Ambitious new grads seeking fast-paced startup culture, developers chasing cutting-edge innovation or VC funding, and anyone who despises car-centric cities or extreme heat and humidity.
Updated 2/28/2026
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Houston has 12 Luma events listed.
85% fewer events than San Francisco.
Community Events
#47
of 124 cities
12 events on luma
Current value
Tax Rate
#62
of 124 cities
32%
Current value (lower is better)
Cost of Living
#66
of 124 cities
52/100
Current value (lower is better)
Comfortable Weather
#70
of 124 cities
40/100 weather score
Current value
Pollution Score
#80
of 124 cities
56.7/100
Current value (lower is better)
Safety Index
#109
of 124 cities
36.9/100
Current value