Home Affordability
#3
of 124 cities
≈2 yrs to buy 80m²
Current value
TX, United States
How do salaries and expenses in Houston compare to San Francisco?
This shows how far a software engineer's salary goes in Houston compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewHouston is the pragmatic choice for software engineers. It trades the glamour, walkability, and nature of traditional tech hubs for unmatched financial freedom and comfort. While the data shows a lower safety index and challenging weather, the economic reality is compelling: high purchasing power and incredibly affordable housing allow engineers to buy homes and build wealth rapidly.
The tech scene is unique; rather than the "move fast and break things" startup culture, you will likely find roles in established enterprise sectors like energy, healthcare, and space. It is a city that prioritizes indoor living, consumption (food and shopping), and private amenities over public spaces and outdoor recreation.
"Ugly but comfortable" is a common sentiment. Transplants often experience initial culture shock regarding the humidity and traffic, but eventually settle into an appreciation for the low cost of living and food culture.
Many residents feel they are wearing "golden handcuffs"—they might not love the city's aesthetics or weather, but the quality of life (house size, disposable income) is so high that moving to a "cooler" city would feel like a massive financial downgrade. There is a strong consensus that while Austin gets the hype, Houston gets the work done.
Rankings
Home Affordability
#3
of 124 cities
≈2 yrs to buy 80m²
Current value
Purchasing Power
#15
of 124 cities
Net Income
#27
of 124 cities
$89,050/yr
Current value
How affordable is housing for a software engineer in Houston compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Houston to maintain the same standard of living.
The Financial Strategist: Engineers looking to maximize savings and net worth who are tired of renting shoe-box apartments in high-cost cities.
Families & Homebodies: Those who prioritize owning a large home with a yard and value a diverse, family-friendly environment over nightlife or hiking.
Industry Specialists: Developers with experience or interest in energy trading, health-tech, or aerospace, as this is the global hub for those intersections.
The Urbanist & Commuter: If you hate driving or rely on public transportation, you will struggle here. Walkability is virtually non-existent outside of very specific pockets.
The Outdoor Enthusiast: If your weekends revolve around hiking mountains, surfing, or camping in scenic nature, you will be depressed by the flat geography and intense heat.
The Startup Chaser: If you are looking for a vibrant, density-packed community of crypto-bros and early-stage startup grinders, you will find the scene here too corporate and spread out.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Houston has 5 Luma events listed.
90% fewer events than San Francisco.
Community Events
#58
of 124 cities
5 events on luma
Current value
Tax Rate
#62
of 124 cities
32%
Current value (lower is better)
Comfortable Weather
#70
of 124 cities
40/100 weather score
Current value
Cost of Living
#71
of 124 cities
55/100
Current value (lower is better)
Pollution Score
#80
of 124 cities
56.9/100
Current value (lower is better)
Safety Index
#109
of 124 cities
36.8/100
Current value