Cost of Living
#8
of 124 cities
23/100
Current value (lower is better)
India
Community Insights
NewMumbai is a high-energy, high-friction relocation choice for software engineers. Reddit sentiment is sharply divided: people admire the safety, nightlife, sea, food, cultural options, metered autos, and relatively cosmopolitan attitude, but many also describe the city as overcrowded, expensive, humid, polluted, and mentally draining. The strongest warning is consistent: Mumbai is great if you already have money, family, or a very good reason to be there; it is much harder if you are arriving fresh and trying to build comfort from scratch.
For software engineers specifically, Mumbai is viable but not India’s strongest tech bet. There are MNCs, startups, finance-adjacent tech roles, and jobs across the broader metro region, but Redditors repeatedly imply that high-paying remote roles are hard to demand upfront and that Mumbai has fewer pure tech options than other Indian hubs. The data reinforces the resident experience: housing affordability and purchasing power rank poorly among global tech cities, while pollution is also near the bottom.
The most practical Reddit advice is to live close to work, avoid peak local trains if possible, budget aggressively for rent, and do not romanticize the “Mumbai spirit.” If you can buy back time with location, air conditioning, a good apartment, and remote/hybrid work, Mumbai can be exciting and socially rich. If you cannot, the same city can quickly become a grind of rent, crowds, traffic, humidity, and exhaustion.
Rankings
Cost of Living
#8
of 124 cities
23/100
Current value (lower is better)
Community Events
#47
of 124 cities
11 events on luma
Current value
Safety Index
#60
of 124 cities
56.1/100
Current value
For a foreign software engineer, Mumbai is not an easy relocation unless an employer is already sponsoring you. India does not offer the same straightforward tech-worker immigration pipeline as some global hubs, and you would typically need an employment visa tied to a qualifying job, company paperwork, and ongoing bureaucracy. A remote job for an overseas company while living in India can also create tax and compliance complications, so it is not as simple as “move and work remotely.”
On the ground, English is widely usable in tech, business, and many urban social settings, which helps a lot. Hindi is very useful day to day, and Marathi helps culturally, but Redditors specifically note Mumbai has less language policing than some other Indian cities. The expat community exists but is smaller and more fragmented than in places like Singapore, Dubai, or London; Mumbai is welcoming in many ways, but the density, bureaucracy, housing search, and daily chaos make settling in demanding.
Best for software engineers with a strong offer, remote/hybrid flexibility, family ties, or a need to be in Mumbai/MMR, especially if they can live close to work and pay for comfort. Avoid it if you want spacious housing, clean air, calm daily life, easy commuting, or the strongest Indian tech-market upside—Bangalore, Hyderabad, or Pune may be better fits.
Updated 6/24/2026
Mumbai has 11 Luma events listed.
Tax Rate
#73
of 124 cities
33%
Current value (lower is better)
Purchasing Power
#108
of 124 cities
Net Income
#115
of 124 cities
$14,255/yr
Current value
Comfortable Weather
#117
of 124 cities
15/100 weather score
Current value
Pollution Score
#117
of 124 cities
83.3/100
Current value (lower is better)
Home Affordability
#119
of 124 cities
≈25.7 yrs to buy 80m²
Current value