Purchasing Power
#1
of 124 cities
CA, United States
How do salaries and expenses in Oakland compare to San Francisco?
This shows how far a software engineer's salary goes in Oakland compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewOakland presents a high-risk, high-reward proposition for software engineers. Economically, it is a powerhouse, offering the #1 purchasing power in the comparison set, meaning your high salary goes further here than almost anywhere else in the tech world. Culturally, it offers a "beautiful contradiction" of vibrant arts, incredible food, and deep community roots that many find lacking in Silicon Valley. However, this comes at the cost of safety and urban grit. The low safety index (#118) is not just a statistic but a daily reality, with residents advising caution regarding where you park and walk. For those working in San Francisco or remotely, the lifestyle can be fantastic, offering better weather and more space. But for those traversing to the South Bay, the commute is a dealbreaker. Ultimately, it is a city for those who want urban authenticity over manicured safety.
Rankings
Purchasing Power
#1
of 124 cities
Net Income
#3
of 124 cities
$169,912/yr
Current value
Comfortable Weather
#18
of 124 cities
85/100 weather score
Current value
How affordable is housing for a software engineer in Oakland compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Oakland to maintain the same standard of living.
Moving here is a tale of two cities: Socially, it is diverse and welcoming, with English being the primary language and a large expat community. Bureaucratically, it is difficult for foreigners due to the complex US visa system (H1B, L1), which is a major hurdle without corporate sponsorship. Once legal hurdles are cleared, finding housing is competitive but easier than in SF.
Thick-skinned urbanites, remote workers, and San Francisco commuters who value culture, food, and sunshine over pristine streets. Avoid if you are commuting to Silicon Valley/South Bay, are highly sensitive to crime/homelessness, or looking for a "suburban bubble" environment.
Updated 1/20/2026
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Oakland has 0 Luma events listed.
100% fewer events than San Francisco.
Home Affordability
#19
of 124 cities
≈3.2 yrs to buy 80m²
Current value
Pollution Score
#52
of 124 cities
42.4/100
Current value (lower is better)
Tax Rate
#103
of 124 cities
38%
Current value (lower is better)
Community Events
#105
of 124 cities
0 events on luma
Current value
Cost of Living
#110
of 124 cities
71/100
Current value (lower is better)
Safety Index
#117
of 124 cities
31.4/100
Current value