Home Affordability
#1
of 124 cities
≈1.6 yrs to buy 80m²
Current value
MO, United States
How do salaries and expenses in Saint Louis compare to San Francisco?
This shows how far a software engineer's salary goes in Saint Louis compared to San Francisco, taking into account both salary differences and cost of living.
Community Insights
NewSt. Louis is a high-value, lower-hype software engineering city. The Reddit consensus is not that it is a booming tech hub, but that it can be a very good place to live if you land the right job. The market is anchored by Mastercard, Boeing, defense contractors, federal/geospatial work, Enterprise, Express Scripts, healthcare-adjacent companies, and other large non-tech employers. That means stable jobs and solid compensation relative to costs, but fewer cutting-edge roles, fewer startup options, and less job-switching depth than Chicago, Austin, Seattle, or the Bay Area.
The strongest argument for moving is quality of life per dollar. Residents repeatedly mention affordable housing, easy parking, short drives, good parks, free attractions, strong food and beer scenes, pro sports, arts, music, historic neighborhoods, and a “big city plus small town” feel. The data supports that: St. Louis ranks especially well for purchasing power and housing affordability compared with other tech cities.
The warnings are also consistent. Safety is the biggest objective weak spot, and Redditors mention car break-ins, theft, dangerous pockets near otherwise desirable neighborhoods, bad drivers, uninsured motorists, and poor roads. Many locals argue the crime narrative is exaggerated if you choose your neighborhood carefully and use normal city awareness, but it is not something to ignore. Weather also divides people: some love the four seasons and fall, while others complain about humid summers, cold rain, and Midwest volatility.
Overall, St. Louis is best viewed as a comfortable, affordable, practical SWE base rather than a career-accelerator city. If you are happy with enterprise, aerospace, payments, healthcare, logistics, government, or geospatial work, it can offer an unusually strong lifestyle. If your priority is elite tech density, rapid compensation escalation, or easy international mobility, it will feel limiting.
Rankings
Home Affordability
#1
of 124 cities
≈1.6 yrs to buy 80m²
Current value
Purchasing Power
#25
of 124 cities
Pollution Score
#37
of 124 cities
37.5/100
Current value (lower is better)
How affordable is housing for a software engineer in Saint Louis compared to San Francisco?
Enter your annual gross salary (before taxes) to see what you would need to earn in Saint Louis to maintain the same standard of living.
Relocating to St. Louis is easy culturally but hard legally for most foreigners. Daily life and work are English-first, the metro has universities, hospitals, corporate employers, and a real expat/immigrant presence, so social and practical adaptation is much easier than in many non-English-speaking cities.
The difficult part is the United States immigration system. Most foreign software engineers will need employer sponsorship such as an H-1B, L-1 transfer, O-1, or a green-card-backed route, and many of the strongest local employers are in defense, aerospace, federal contracting, or geospatial intelligence, where citizenship, clearance, or export-control restrictions can limit opportunities. Remote work for a U.S. company does not by itself create an easy visa path, and the U.S. has no simple broad digital-nomad visa equivalent.
Once authorized to work, settling in is comparatively manageable: housing is unusually attainable, English is universal, people describe the city as friendly and community-oriented, and the cost structure makes relocation less financially punishing than coastal tech hubs.
Best for software engineers who want high purchasing power, affordable home ownership, family-friendly amenities, and stable enterprise/defense/geospatial work rather than a flashy tech scene. Avoid it if you need Big Tech density, startup energy, car-free living, coastal access, or a very easy immigration path.
Updated 6/24/2026
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Saint Louis has 0 Luma events listed.
100% fewer events than San Francisco.
Net Income
#39
of 124 cities
$81,535/yr
Current value
Tax Rate
#42
of 124 cities
29%
Current value (lower is better)
Comfortable Weather
#63
of 124 cities
43/100 weather score
Current value
Cost of Living
#72
of 124 cities
54/100
Current value (lower is better)
Community Events
#116
of 124 cities
0 events on luma
Current value
Safety Index
#120
of 124 cities
29.9/100
Current value