Pollution Score
#38
of 124 cities
37.5/100
Current value (lower is better)
Canada
How do salaries and expenses in Toronto compare to Riyadh?
This shows how far a software engineer's salary goes in Toronto compared to Riyadh, taking into account both salary differences and cost of living.
Community Insights
NewToronto presents a polarized reality for software engineers: it offers a top-tier urban lifestyle with great food and diversity, but at a severe financial cost. While it remains Canada's undisputed tech capital with a median SWE salary around $98k, the purchasing power ranks low (#46) due to an aggressive cost of living. The city is safer and cleaner than many of its North American counterparts, but the housing affordability crisis (requiring ~8.6 years of net salary to buy a flat) looms large over almost every discussion.
The sentiment is clear: Toronto is a fantastic place to live if you have the money, but a difficult place to build wealth compared to the US. For senior engineers at top-tier companies, the city offers a balanced, vibrant life. For juniors or those at average local companies, the math often doesn't add up, leading to a "grind" just to maintain a baseline standard of living.
The mood among residents is bittersweet. There is a genuine love for the city's vibe, food, and culture, but it is frequently overshadowed by financial anxiety. A common phrase seen is "Toronto is great, but..." followed by complaints about rent and grocery prices. Many transplants from the US or Europe feel the quality of life is good but question if it's worth the financial trade-off. There is a noticeable trend of engineers using Toronto as a stepping stone to gain experience before trying to move to the US for better pay, while others accept the "sunshine tax" (or rather, "culture tax") for the safety and stability Canada provides.
Rankings
Pollution Score
#38
of 124 cities
37.5/100
Current value (lower is better)
Purchasing Power
#45
of 124 cities
Net Income
#46
of 124 cities
$68,476/yr
Current value
How affordable is housing for a software engineer in Toronto compared to Riyadh?
Enter your annual gross salary (before taxes) to see what you would need to earn in Toronto to maintain the same standard of living.
Senior engineers or specialists who have secured offers from Big Tech companies or high-paying startups. It is also ideal for those who value safety, diversity, and urban walkability over maximizing their savings rate. Canadians seeking the biggest domestic career opportunities without leaving the country will find their best options here. Additionally, US remote workers earning USD can live like royalty here while enjoying the Canadian lifestyle.
Junior developers and new graduates without a signed offer will face a brutal, oversaturated market. Those solely focused on FIRE (Financial Independence, Retire Early) or maximizing purchasing power should avoid Toronto, as the tax-to-income ratio and housing costs will severely hamper savings compared to the US. Similarly, anyone who strongly dislikes cold winters or relying on public transit/long commutes should look elsewhere.
Updated 11/29/2025
0–10 composite (higher is better) combining temperature comfort, sunshine hours, rainy-day count, and humid days. See methodology for weighting and data sources.
Toronto has 6 Luma events listed.
Riyadh has no listed Luma events for comparison.
Community Events
#47
of 124 cities
6 events on luma
Current value
Tax Rate
#52
of 124 cities
30%
Current value (lower is better)
Safety Index
#58
of 124 cities
56.4/100
Current value
Home Affordability
#74
of 124 cities
≈9.1 yrs to buy 80m²
Current value
Cost of Living
#75
of 124 cities
56/100
Current value (lower is better)
Comfortable Weather
#91
of 124 cities
34/100 weather score
Current value